We make buying a vehicle, or refinancing an existing car loan from another financial institution, easy and affordable!
We offer greater payment flexibility through a variety of lending options, including higher loan limits based on MSRP for new vehicle purchases and/or Kelley Blue Book retail values for pre-owned autos.
Before going to the dealership, visit any Hickam FCU branch to be pre-approved for an auto loan to make your car buying experience quicker and easier. Or, save time by applying for an auto loan online.
For New or Used Electric or Hybrid cars, SUVs, vans, or light trucks, Hickam FCU Eco-Auto Loans features:
*APR is Annual Percentage Rate. The 0.50% APR discount will apply to Hickam FCU standard auto loan rates for New or Used vehicles which is determined by an individual's credit performance. Qualifying vehicle must be designated as Electric or Hybrid. Maximum loan amounts are based on 140% MSRP for New Auto Loans and 120% Kelley Blue Book Retail Value for Used Auto Loans which both may include tax, license, GAP, extended warranty or other auto related add-ons. All loans are subject to approval. Certain terms and conditions apply. Rates subject to change.
Through CUDL, we make your auto buying experience convenient and stress free. Use the online shopping resource tool to research available inventory and deals from various local auto dealers. Find new or used vehicle listings. Learn car-buying tips. Get pre-approved online.
Then, visit the showroom and let the dealer know you are ready to CUDL the deal through Hickam FCU. The dealer will arrange your Hickam FCU auto loan financing right there at the dealership!*
Visit Hickam FCU's Auto Buying Resource for a stress-free, online car-buying experience
*Limited to participating CUDL dealerships.
Thinking about refinancing your auto loan at a lower interest rate? Considering whether to change the length of your loan and to lower your monthly payments? Let us help you with these money-saving choices.
Contact us today to schedule a consultation to help with your auto loan refinancing decision.