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Certificates

Maximize your savings with a great certificate special. 21-month certificate special 2.10% APY. 4%00 minimum deposit. Limited-time only.

*Annual Percentage Yield (APY) for this special is effective 9/1/2022. Dividends must remain in the certificate for the full term. **For this Special: $500 minimum deposit and $200,000 maximum deposit. Multiple certificates may be opened as long as aggregate total does not exceed $200,000 per member. This is a limited-time offer, and is subject to change and may end at any time without notice. Other rates and terms available. An early withdrawal penalty may be imposed if withdrawal occurs before maturity. Hickam FCU membership required. Other terms and conditions apply.  

 

What's a Certificate?

Receive higher rates than regular savings by depositing your money for set terms ranging from six months to sixty months. There are two types of Certificates* available to members:

  • Principal Plus Certificates allows you to reinvest all dividends earned, compounding your principal balance faster.
  • Dividend Access Certificates allows you to access all dividends earned without penalties. At the end of each month, dividends are automatically transferred to your Savings Account.

Certificate Features:

  • A minimum deposit of $500 allows you to open the certificate term of your choice.
  • Terms are 6, 12, 18, 24, 30, 36, and 60 months.
  • Higher yields are available for certificates of $100,000 or more.

IRA Certificates are also available in 12, 24, 36, and 60 month terms.

*Certificates are subject to Hickam FCU penalties upon early withdrawal. Please see Hickam FCU Truth-in-Savings Disclosure for details.

 

 

Making it better together. 10-Month Certificate Special 1.75% APY. $5,000  minimum opening balance with up to maximum $200,000 with at least 50% of the opening balance being new money. Limited-time offer.
*Annual Percentage Yield (APY) for this special is effective 10/1/2022. Dividends must remain in the certificate for the full term. **For this Special: $5,000 minimum opening deposit up to maximum $200,000 with at least 50% of the opening deposit being new money and does not apply to funds transferred from any other Hickam FCU accounts. Multiple certificates may be opened as long as aggregate total does not exceed $200,000 per member. This is a limited-time offer, and is subject to change and may end at any time without notice. Other rates and terms available. An early withdrawal penalty may be imposed if withdrawal occurs before maturity. Hickam FCU membership required. Other terms and conditions apply. 
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