A perfect way for you to save for your holiday spending or gift-giving needs. Save automatically and worry-free through either payroll deduction or other regularly scheduled deposits.

• No minimum balance is required.
• No monthly service fee is charged.
• No fee is assessed for an early withdrawal prior to the transferring of Christmas funds each year.
• Dividends are paid monthly.
• Christmas Savings will transfer automatically into your Savings Account or Checking Account on the last day of October, each year.