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Mobile Wallet

Mobile Wallet allows you to load your Hickam FCU Hoku CheckCard onto your mobile device and easily tap and pay at participating merchants. Mobile Wallet offers increased security and is safer than carrying cards or cash. And because the information stored in your Mobile Wallet is encrypted, your card information is not accessible by others.

Getting started using Mobile Wallet is easy!

Apple® Users

  1. Launch the Apple Pay® wallet app on your device
  2. Tap the “+” symbol to add your Hickam FCU Hoku CheckCard
  3. Scan your CheckCard with the rear-facing camera or enter the card information manually
  4. Verify the information entered is correct
  5. Mobile Wallet setup is complete!

Please read the Terms & Conditions and press “Accept” before using the Mobile Wallet service.

For security purposes, you may be required to authenticate your identity by following a verification process by phone in order to complete the setup process. Be sure to have your current contact number on file with the credit union. If identity authentication is required you must call using the phone that is on file with the credit union.

Compatible Apple Devices

  • iPhone® 6 including Plus and newer models
  • iPad® (5th gen), iPad Pro®, or iPad Air® 2, iPad Mini® 3 and newer models
  • Apple Watch® Series 1 and newer models
  • MacBook Pro® with Touch ID, or a Mac® model introduced in 2012 paired with an Apple Pay – enable iPhone/Apple Watch

How to Check Out Using Apple Pay

You may use Apple Pay at participating in-store merchants who utilize contactless terminals and accept digital payments via Apple Pay.

  • Wake up your phone
  • Get ready to pay and select your card
  • Place your device above the terminal
  • Your device will confirm if payment is successful. If you are prompted and select Debit, you will need to enter your card’s PIN number. A signature may be required for certain merchants or purchase amounts.

Android™ Users

  1. Download the free Masterpass by Mastercard® app on Google Play™
  2. Follow the steps to sign up to create an account or sign in if you already have an account.
  3. Tap the “+” symbol to add your Hickam FCU Hoku CheckCard
  4. Scan your CheckCard with the rear-facing camera or enter the card information manually
  5. Verify the information entered is correct
  6. Mobile Wallet setup is complete!

Please read the Terms & Conditions and press “Accept” before using the Mobile Wallet service.

For security purposes, you may be required to authenticate your identity by following a verification process by phone in order to complete the setup process. Be sure to have your current contact number on file with the credit union. If identity authentication is required you must call using the phone that is on file with the credit union.

Compatible Android Devices

  • Smartphones with Android 4.4 and higher
  • Merchant apps that have integrated with the Masterpass acceptance network

How to Check Out Using Masterpass

You may use Masterpass at participating in-store merchants who utilize contactless terminals and accept digital payments via Masterpass.

  • Unlock your device and hold it above the terminal
  • Enter the 4-digit PIN
  • Wait for the check mark to indicate the transaction was successful.

Masterpass also let’s you save time while making online and in-app purchases too! Skip the hassle of completing online check out forms, entering shipping addresses and payment information. Load all your payment information to your Masterpass account and you’re done. It’s that easy ─ just click the Masterpass button at check out, sign in to your account and your transaction is complete.

Have more questions? Check out our Mobile Wallet FAQ page!

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