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Checking Accounts

One of the better checking products available is the Hickam FCU dividend-earning* Checking Account with a range of features to meet your needs.

  • No minimum balance.
  • No monthly service charge.
  • Unlimited check-writing privileges on available funds.
  • Surcharge-free access at any Hickam FCU-owned ATM.
  • Up to 6 surcharge-free transactions per calendar month at any First Hawaiian Bank ATM and at over 25,000 CO-OP ATMs ($2 charge for every withdrawal thereafter for the month).
  • Free MyFace Hoku CheckCard. It's a Debit Card and an ATM card with your portrait as a security feature.
  • Free Online Banking and Bill Payment.
  • Free Audio Response, a 24/7 automated, telephone teller service.
  • Overdraft Protection Line of Credit available to qualifying members with limits of $300 to $5,000.
  • Overdraft Privilege, a discretionary overdraft service that pays overdrafts for ATM and everyday Debit Card transactions.

*Dividends are calculated on the Daily Balance method and paid monthly.

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