One of the better checking products available is the Hickam FCU dividend-earning* Checking Account with a range of features to meet your needs.
- No minimum balance.
- No monthly service charge.
- Unlimited check-writing privileges on available funds.
- Surcharge-free access at any Hickam FCU-owned ATM.
- Up to 6 surcharge-free transactions per calendar month at any First Hawaiian Bank ATM and at over 25,000 CO-OP ATMs ($2 charge for every withdrawal thereafter for the month).
- Free Hickam FCU Debit Card. It's a Debit card and an ATM card for your purchasing and cash convenience.
- Free Online Banking and Bill Payment.
- Free Audio Response, a 24/7 automated, telephone teller service.
- Overdraft Protection Line of Credit available to qualifying members with limits of $300 to $5,000.
- Overdraft Privilege, a discretionary overdraft service that pays overdrafts for ATM and everyday Debit card transactions.
*Dividends are calculated on the Daily Balance method and paid monthly.