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Personal Loans

Need money for a family vacation, wedding or special occasion, education or tuition, home improvements, or debt consolidation? We offer many fixed-rate personal loans with flexible terms to meet your personal financing needs and to fit your budget.

  • Qualified members can borrow up to $25,000.
  • A range of terms to fit your budget.
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Holidays are better together. Personal loan special rates as low as 5.50% apr* for up to a 36 month term. Loan amounts from $1,000 to $25,000. Automatic payment from a hickam fcu deposit account required. no payments for 60 days & quick loan decisions
*Annual Percentage Rate (APR) disclosed for this special is the lowest rate available for up to a 36-month term. Automatic Payment through a Hickam FCU deposit account is required for this promotional rate. Our standard, non-promotional rates will apply without setting up repayment via Automatic Payments from a Hickam FCU deposit account. Higher rates may apply depending on loan term, member’s credit performance, and/or the cancellation of automatic payment. **Interest will accrue during the 60-day deferred payment period. First payment may be due up to 60 days from the date of loan disbursal and will be applied to the accrued interest before being applied to principal. For this Special, the minimum loan amount is $1,000. At 5.50% APR for a 36-month term with no payment due for the first 60 days, the monthly payment for a $1,000 loan would be $30.33 or for a $25,000 loan would be $758.24. Maximum personal loan amount is $25,000. No refinancing of existing Hickam FCU personal loans for this promotional rate. Other rates and terms available.  ***Same-day loan decisions for completed applications received prior to 12:00 p.m. Monday thru Friday during HFCU business hours. Loan decisions for completed applications received after 12:00 p.m. or on Saturday, Sunday or holidays will be made on the next business day. All loans are subject to qualifications and approval. Certain terms and conditions apply. Rates are subject to change without notice. Hickam FCU membership required. Offer effective 10/1/2022 thru 12/31/2022.
^The first two hundred (200) Hickam FCU members to close on any Hickam FCU loan between 12:00:00 a.m. HST October 1, 2022, to 11:59:59 p.m. HST December 31, 2022, will receive a $50.00 Texaco® gas gift card. Gas gift cards will be awarded to eligible members on a weekly basis. Limited to one gas gift card per loan closed. For mortgage loans and home equity line of credits, the signing date will be considered as the closing date.
Texaco® is a registered trademark of Chevron Intellectual Property LLC used under license by Island Energy Services LLC.
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