Our Credit Cards - Hickam Federal Credit Union

We offer some of the best rate credit cards in Hawaii. And, their use can also help a cause.

Hickam Federal Credit Union has credit cards that feature competitively low interest rates, no annual fee and no balance transfer or cash advance fees. For your safety and security, our cards include the latest chip technology and support for contactless transactions. Plus, Hickam FCU Reward and World Mastercards allow you to choose how you redeem reward points, whether it's for receiving cash back, merchandise, travel, entertainment, gift cards and more. And if you are not interested in rewards, we have a very low rate credit card to help with your monthly payment needs.

Hickam FCU Reward Mastercard®

Earn 1.5% reward points on your retail credit card purchases.
Choose to redeem reward points for cash back, merchandise, travel, entertainment, gift cards and more.
Credit card limit of $5,000 to $25,000.

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Hickam FCU World Mastercard®

Earn 1.5% reward points on your retail credit card purchases.
Choose to redeem reward points for cash back, merchandise, travel, entertainment, gift cards and more.
Plus, Mastercard World Benefits with dedicated toll-free number for World cardholders with annual spend amounts of $10,000 or more.
Credit card limit of $10,000 to $25,000.

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Hickam FCU Rate Mastercard®

Offers no rewards, just our lowest interest rate among our credit cards.
Credit card limit of $5,000 to $25,000.

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Hickam FCU Access Mastercard®

A starter card for those with little to no credit history subject to certain terms and conditions.
Credit card limit of $3,000 to $25,000.
Share secured credit card limit of $1,000 to $3,000.

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View our CREDIT CARD DISCLOSURES

Mastercard Benefits for Credit Cardholders

ID Theft Protection^TM: Receive alerts for when there is fraudulent use of your credentials and personal information. If you happen to fall victim of identity theft, resolution services are available to you.¹

Mastercard Global Service^TM: Get assisted at anytime from anywhere with Lost and Stolen Card Reporting, Emergency Card Replacement, and Emergency Cash Advance.¹

Mastercard Airport Concierge^TM: Save 15% on Airport Meet and Greet services. You can arrange for a personal Meet and Greet agent to escort you for your departure, connection, or arrival at over 700 destinations worldwide. You can also get expedited security and immigration processes at certain airports.¹

¹ Learn more about Mastercard Benefits for Credit Cardholders.

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Additional Mastercard Benefits for World Mastercard Credit Cardholders

World Mastercard Digital Merchant Offers: Enjoy varying offers on popular digital services from food delivery to ride share and more. Visit www.mastercard.us/worldoffers to view current offers.²

Cellular Wireless Telephone Protection: Using your Mastercard to pay your phone bill can provide you with coverage or reimbursement for your stolen or damaged cellular phones.²

Mastercard Travel & Lifestyle Services: Going on a trip? World Mastercard cardholders can tap into benefits, amenities, and upgrades for hotels, air travel, tours, cruises, car rentals, and more!²

² Click here to learn more about Mastercard Benefits for World Mastercard Credit Cardholders

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Set Up Autopay

Set up convenient electronic bill payment from your checking account to ensure your Hickam FCU credit card bills get paid on time - automatically.

There are three easy payment options: make the minimum payment, pay off entire balance in full, or pay a fixed amount each month. Contact us, stop by any branch or do it yourself through Electronic Customer Service as a Hickam FCU Online Banking user.

Check Your Credit Card Information.

Check your credit card balance, make payments, view transactions and pending activity, request statements and receive custom e-mail alerts through Electronic Customer Service. Sign-up and access this service as a Hickam FCU credit cardholder with Hickam FCU Online Banking.

Sign Up for Credit Card eStatement.

GO GREEN! Sign up for credit card eStatements as a Hickam FCU credit cardholder with Hickam FCU Online Banking.

Credit card eStatements are:

More Secure: You log in to a secure website to view your statements, unlike paper which is sent to an unsecure mailbox.
Faster: eStatements are available online three to five times faster than paper statements that arrive in the mail.
More Convenient: You’ll receive notices when your eStatements are available and you can access them for up to 24 months, anytime – online. You also have the option to save them to your computer or print them out.

uChoose Rewards

Earn points when you use your Hickam FCU Reward Mastercard^® and World Mastercard^®. Then, access uChoose and choose your rewards! This easy-to-use platform allows you to view your Point Summary, link household cards, and redeem points for cash back, travel, merchandise, gift cards, and more.

Mastercard^® and the circles design are registered trademarks of Mastercard International Incorporated.

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