New Year's Resolutions for Preventing Fraud

Jan 9, 2023

Resolve to keep your finances and identity safe this year (and every year)! Here are some resolutions to inspire you.

 

I resolve to store my passwords securely.

Ditch the phone notes, Google Drive documents, and other unsecured platforms. Find a trustworthy password manager program to store your login credentials. Most times, these programs will generate complicated passwords and autofill your login information for you. Talk about safety AND convenience!

 

I resolve to check my statements.

Watch out for any suspicious transactions on your accounts by checking your statements. Enroll in Hickam FCU Online and Mobile Banking to keep an eye out for your accounts on the go. Use eStatements for easy viewing of your quarterly or monthly statements.

 

I resolve to check my credit report periodically.

One way to watch out for signs of identity theft is by checking your credit report. If you are enrolled in Hickam FCU Online Banking, you have access to our Credit Sense tool that monitors your credit for you. It will also provide you with suggestions for improving your credit.

 

I resolve to not overshare on social media.

Think twice about posting any personal information online. Things as simple as your favorite color or pet's name can lead criminals to guess your passwords and security questions. As a best practice, avoid posting online while you are out of town. You don’t want potential thieves to know if your home is vacant.

 

I resolve to be cautious of scams.

If it sounds too good to be true, it might just be a scam. Be wary of opportunities online that claim to help you make money fast. Never wire money or provide account numbers to strangers online. When making online payments, always check if the website is secure and legitimate.