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Personal Loans

Need money for a family vacation, wedding or special occasion, education or tuition, home improvements, or debt consolidation? We offer many fixed-rate personal loans with flexible terms to meet your personal financing needs and to fit your budget.

  • Qualified members can borrow up to $25,000.
  • A range of terms to fit your budget.

Education Loans

With tuition costs and related school expenses spiraling ever higher, Hickam FCU has an Education Loan to help with financing a child's education.

  • Loan amounts between $1,000 and $25,000.
  • Low, interest rate loan fixed for the full school year.
  • For children attending Pre-Kindergarten to 12th Grade
  • One loan per member, per school year. (Loan may be for more than one child and disbursed to multiple schools)
A better Personal Loan. Holiday Loan Special. Rates as low as 4.25%APR* for up to a 36 month term.

 

*Annual Percentage Rate (APR) disclosed for this special is the lowest rate available for up to a 36-month term and includes a 0.50% APR discount for set-up of Automatic Payment through a Hickam FCU deposit account. Higher rates may apply depending on loan term, member’s credit performance, and/or the cancellation of automatic payment. **Interest will accrue during the 60 day deferred payment period. First payment will be due 60 days from the date of loan disbursal and will be applied to the accrued interest before being applied to principal. For this Special, the minimum loan amount is $1,000. At 4.25% APR for a 36-month term with no payment due for the first 60 days, the monthly payment for a $1,000 loan would be $29.74; or for a $25,000 loan would be $743.45. Maximum personal loan amount is $25,000. No refinancing of existing Hickam FCU personal loans for this promotional rate. Other rates and terms available.
***Same-day loan decisions for completed applications received prior to 12:00 p.m. Monday thru Friday during HFCU business hours. Loan decisions for completed applications received after 12:00 p.m. or on Saturday, Sunday or holidays will be made on the next business day. All loans are subject to qualifications and approval. Certain terms and conditions apply. Rates are subject to change without notice. Hickam FCU membership required. Offer effective 10/1/2019 thru 12/31/2019.
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