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Home Equity Line of Credit Loan Disclosure

Please review the terms for a Home Equity Line of Credit Loan. Select the blue “I Accept” button to proceed to the Online Loan Application or the blue “Decline” button to be directed back to the Hickam FCU homepage.

The first step in the application process is to gather all the information you will need. The following is required:

  • Estimated property value (current real property tax assessment or current appraisal may be accepted) and lien information
  • Social Security number
  • Date of birth
  • Gross monthly income to be used for qualifying
  • Other income to be considered for qualifying (if any)
  • Current tax, homeowners association/condo dues, insurance and lien information (balances, monthly payment and mortgage company/lien holder name) for all real estate owned
  • Property must be fee simple and be located in Hawaii
  • Minimum and maximum line amounts are $10,000 and $400,000 respectively

View Disclosures for:

Home Equity Line of Credit Owner Occupied (Annual)
Home Equity Line of Credit Owner Occupied (Quarterly)
Home Equity Line of Credit Non-Owner Occupied (Annual)

I accept these terms, continue to legal disclosure

I decline these terms, return to the home page

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