Hickam Federal Credit Union offers a variety of savings programs to serve all of our members' financial needs. To get more detailed information or to complete a Membership Application Request form, click on the underlined product!

Savings

• Earn very competitive dividends on your savings balance
• Low minimum balance required

Checking

• No minimum balance required
• Earn very competitive dividends on your checking balance
• No per check charge, overdraft protection available

Hoku CheckCard

• Two cards in one. Convenience of a debit card with the added feature of being your ATM card as well.
• Use wherever VISA® is accepted
• Easier than writing a check
• All purchases are deducted directly from your checking account

Online Banking and Bill Payment

• Online Banking and Bill Payment Service is FREE
• 24/7 account access-view account balances, account history, and transfer funds between accounts
• Added level of sign-on security
• Online check register with automated reconciliation
• Online access to check images
• Automatically schedule recurring transfers between accounts
• Real-time stop payments
• Exports to Microsoft Money® and Intuit Quicken®

Certificates

• Terms from 6 months up to 36 months available
• Compound on the principal or choose to access your dividends
• Check the Rate Board for most current rates

Individual Retirement (IRA)

• IRA Programs to fit your needs
  • Contributory IRA, Conduit IRA, Educational IRA, Roth IRA

Christmas Savings

• The quick and easy way to save for Christmas
• Earn very competitive dividends on your balance
• Automatically transferred into your Savings account in November

NCUA

• Member Accounts are insured to at least $100,000 by the National Credit Union Administration, an agency of the U.S. Federal Government

Rate Board

• Our current rates on savings and loans are only one click away