Christmas Savings Account
The Christmas Savings Account may be the perfect way for the member to save for their holiday expenses. Through payroll deduction or other regular deposits, the member will save systematically and painlessly. Transfers to the member's savings account are made the last day of October, allowing the member plenty of time to shop for gifts or plan a winter vacation.
- No minimum balance is required to open and maintain the Christmas Savings Account.
- No monthly service fee is charged.
- Payroll deduction is an effortless and convenient way to save.
- No fee is assessed for an early withdrawal prior to the transfering of Christmas funds each year.
- Dividends are paid monthly.
- Your Christmas Savings will transfer automatically into your Savings Account or Checking Account on the last day of October, each year.
How to Become a Member and Open Your Holiday Account - It's Quick and It's Easy
- Fill out our on-line Member Application Request
- Come by one of our convenient offices and sign the account card, or we can handle everything right through the mail
- Make an initial deposit of $25
- A $25 minimum balance in a Savings Account allows members to use all credit union services
- If you are already a member of HFCU, simply give us a call and tell us you want to start your Christmas Savings Account today.
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