Hickam Federal Credit Union offers a variety of options customized for our members' borrowing needs. Our experienced team of professionals allow us to serve you with creative, flexible and affordable credit solutions. As a locally owned and independent credit union, we are able to respond quickly to all of your needs.

Home Equity Line of Credit

Before you take out a fixed-rate term loan, consider the possible tax benefits and flexibility provided by using the equity in your home.

Mortgages

With interest rates at historic lows, now is the perfect opportunity to finance the purchase of your dream home, or refinance your existing mortgage.

Auto Loans

We make buying a vehicle, or refinancing an existing car loan from another financial institution, more affordable! Before going to the dealership, visit any HFCU branch to get pre-approved for an auto loan and make your car buying experience quicker and easier.

Personal Loans

Need money for a vacation, tuition or debt consolidation? We offer fixed-rate personal loans with flexible terms. Qualified members can borrow up to $25,000.

Line of Credit

A revolving line of credit gives you the flexibility to access funds for whatever you need, whenever you need it up to your available credit limit.

Credit Cards

Enjoy low interest rates, no annual fee, no balance transfer or cash advance fees, and your choice of perks... whether it's cash back on purchases, travel miles and gift awards, or a higher credit limit.