One of the best products available to members is our dividend-earning Checking Account. There is no minimum balance required to open or maintain this account. There is unlimited check-writing privileges on available funds.  And, you can access your funds at ATMs and make purchases with our convenient Hoku CheckCard.

Hickam FCU VISA® Debit Card

Our Hickam FCU VISA® debit card named the "Hoku CheckCard" serves as two cards in one. You can use your Hoku CheckCard anywhere VISA® is accepted. All purchases are deducted directly out of your checking account. No more writing checks and waiting for approval, the Hoku CheckCard gets you on your way.

Your Hoku CheckCard is also your ATM card. Use your card at any ATM machine to get quick cash.

Plus, you can opt for the MyFace Hoku CheckCard, a one-of-a-kind debit card with the ability to put your portrait on the front of the card for added protection.

How to Become a Member and Open Your Checking Account - It's Quick and It's Easy

  1. Fill out our online Member Application Request.

  2. Come by one of our convenient branches and sign the account card, or we can handle everything right through the mail.

  3. A $25 minimum balance in a Savings Account allows members to use all credit union services.

  4. If you are already a member and just want to open your checking account, give us a call and we will send you the necessary paperwork to get you started right away.

 

  • No deposit is required to open.
  • No minimum balance is required.
  • Earn dividends on the entire balance.
  • Free Online Banking and Online Bill Payment.
  • Access either checking or savings with your Hoku CheckCard card.
  • Receive 9 free non-Hickam FCU ATM withdrawals per calendar month. (There is a $1 charge for every withdrawal thereafter for the month.)
  • Unlimited check writing on available funds.
  • Overdraft Protection Line of Credit is available to qualifying members.
  • Dividends are calculated on the Daily Balance method and paid monthly.
  • Free access to account information via Hickam FCU Audio Response telephone teller system.

Click here to see the latest rates.

Come into any branch and we'll help you compare our features and rates to your bank's to see how much more you'll save!