Members can invest in a short-term HFCU Certificate and maximize their earnings with as little as $500. Members can choose from 6, 12, 18, 24, 30, and 36 month terms. There are two types of Certificates available to members:
- Principal Plus program allows you to reinvest all dividends earned, compounding your principal balance faster.
- Dividend Access program allows you to access all dividends earned without penalties. At the end of each month, dividends are automatically transferred to your Savings Account. This provides you with instant access to your dividends whenever you need them.
*Certificates subject to HFCU penalties upon early withdrawal. Please see HFCU Truth-in-Savings Disclosure for details.
How to Become a Member and Open Your Certificate Account - It's Quick and It's Easy
- Fill out our online Member Application Request.
- Come by one of our convenient branches and sign the account card, or we can handle everything right through the mail.
- Make an initial deposit of $25 to become a member.
- If you would like to open a certificate when you open your account simply include an additional $500 or more to open your Certificate. Indicate the term you wish and be sure to sign your request.
- If you are already a member and want to open a new certificate, just give us a call at 808-423-1391 or 800-432-4328.